Medicare is a federal health insurance program created in 1965. It was originally designed for people 65 and older, but later expanded to include individuals with certain disabilities and those with end-stage kidney disease.
Medicare is divided into several parts, each covering different services:
Part A – Hospital coverage
Part B – Medical and preventive care
Part D – Prescription drug coverage
Part C (Medicare Advantage) – Combines Parts A and B, often with Part D, into a single plan
Medicare Supplement (Medigap) – Helps pay costs that Original Medicare doesn’t cover, like copays and deductibles
A great option to bundle all your Medicare benefits into one plan. Many Advantage plans also include extra perks, special needs coverage, and services not offered by Original Medicare — often at no additional cost.
Looking for more coverage beyond Original Medicare? Medigap plans help reduce your out-of-pocket costs, covering copays, deductibles, and coinsurance.
Already enrolled in Medicare Parts A and B? Add a Part D plan to help manage the cost of your medications with affordable options that fit your needs.