Terms & Conditions

Terms of Use

Effective Date: October 6, 2025.

Welcome to Roca Insurance Agency’s website (“Site”). These Terms of Use (“Terms”) govern your access to and use of our website located at https://rocainsuranceagency.com and any services provided by Roca Insurance Agency (“we,” “us,” or “our”). By accessing or using this Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use this Site.

1. Use of the Site

You agree to use the Site for lawful purposes only and in a manner consistent with all applicable local, state, and federal laws and regulations. You must not:

• Attempt to gain unauthorized access to the Site or our systems
• Use the Site to transmit or distribute harmful software
• Interfere with the functionality or performance of the Site
• Submit false or misleading information

2. Insurance Information Disclaimer

The content provided on this Site is for general informational purposes only and does not constitute professional advice or a binding quote. Insurance coverage and eligibility are subject to the terms and conditions of the applicable insurance policy and may vary based on underwriting requirements and local laws.

No coverage is bound or modified until confirmed in writing by a licensed agent.

3. Intellectual Property

All content on this Site—including text, logos, graphics, images, and software—is the property of Roca Insurance Agency or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, or create derivative works without our express written permission.

4. Links to Third-Party Sites

Our Site may contain links to third-party websites. These links are provided for your convenience only. We are not responsible for the content, privacy policies, or practices of any third-party websites.

5. Disclaimer of Warranties

The Site and all content are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or free from viruses or other harmful components.

6. Limitation of Liability

To the maximum extent permitted by law, Roca Insurance Agency shall not be liable for any damages resulting from your use or inability to use the Site, including but not limited to indirect, incidental, consequential, or punitive damages.

7. Indemnification

You agree to indemnify, defend, and hold harmless Roca Insurance Agency its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Site or violation of these Terms.

8. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

11. Contact Us

If you have any questions about these Terms, please contact us:

Roca Insurance Agency
info@rocainsuranceagency.com
+1 888-224-3142

12. SMS Terms & Conditions

1. SMS Consent Communication

“The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.”
 

2. Types of SMS Communications

If you have consented to receive text messages from [ROCA Insurance Agency] , you may receive messages related to the following specific examples:

Conversations (external) 

3. Message Frequency

Message frequency may vary. 

4. Potential Fees for SMS Messaging

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
 
5. Opt-In Method

You may opt in to receive SMS messages from [ROCA Insurance Agency]  in the following ways:

By submitting an online form
 
6. Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
 
7. Help:

Help: If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at  888-224-3142 

8. Standard Messaging Disclosures:

Message and data rates may apply.

You can opt out at any time by texting “STOP.”

For assistance, text “HELP” or visit  https://rocainsuranceagency.com/privacy/  for privacy policy and https://rocainsuranceagency.com/terms/  for Terms of Service.

Message frequency may vary.