\r\nLa Parte A<\/strong> cubre los servicios relacionados con hospitalizaci\u00f3n. Esto abarca estancias en hospitales, cirug\u00edas y atenci\u00f3n en centros especializados.<\/p>\r\n<\/li>\r\n\r\nLa Parte B<\/strong> se encarga de cubrir dos tipos de atenci\u00f3n:<\/p>\r\n\r\n- \r\n
Servicios m\u00e9dicos necesarios<\/strong>, como consultas, diagn\u00f3sticos o tratamientos.<\/p>\r\n<\/li>\r\n- \r\n
Servicios preventivos<\/strong>, como chequeos, vacunas, transporte en ambulancia y equipos m\u00e9dicos duraderos.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/li>\r\n<\/ul>\r\nPuedes usar Medicare Original solo o reforzarlo con:<\/strong><\/p>\r\n\r\n- \r\n
Un plan suplementario (Medigap)<\/p>\r\n<\/li>\r\n
- \r\n
Un plan independiente de medicamentos (Parte D)<\/p>\r\n<\/li>\r\n
- \r\n
O mantenerlo tal cual, sin cobertura adicional<\/p>\r\n<\/li>\r\n<\/ul>\r\n
\r\nMedicare Advantage (Parte C): una alternativa completa con beneficios extra<\/strong><\/h4>\r\n\r\n- \r\n
Esta opci\u00f3n es parte del programa federal, pero gestionada por aseguradoras privadas como Cigna Healthcare<\/strong>.<\/p>\r\n<\/li>\r\n- \r\n
Incluye lo mismo que Medicare Original: hospitalizaci\u00f3n (Parte A) y atenci\u00f3n m\u00e9dica (Parte B).<\/p>\r\n<\/li>\r\n
- \r\n
La mayor\u00eda de los planes tambi\u00e9n integran medicamentos recetados (Parte D).<\/p>\r\n<\/li>\r\n
- \r\n
Muchos planes agregan beneficios adicionales como servicios dentales, de visi\u00f3n o auditivos b\u00e1sicos, dependiendo del proveedor.<\/p>\r\n<\/li>\r\n<\/ul>\r\n
Puede usarse junto con un plan de medicamentos independiente (Parte D)<\/strong> si el dise\u00f1o del plan no los incluye directamente.<\/p>\r\n
\r\nMedicare Parte D: cobertura espec\u00edfica para medicamentos<\/strong><\/h4>\r\n\r\n- \r\n
Esta parte est\u00e1 pensada exclusivamente para cubrir el costo de los medicamentos recetados.<\/p>\r\n<\/li>\r\n
- \r\n
Aunque forma parte del sistema Medicare, tambi\u00e9n se ofrece a trav\u00e9s de aseguradoras privadas como Cigna Healthcare.<\/p>\r\n<\/li>\r\n<\/ul>\r\n
Puedes combinarla con:<\/strong><\/p>\r\n\r\n- \r\n
Medicare Original (A y B)<\/p>\r\n<\/li>\r\n
- \r\n
Planes suplementarios (Medigap)<\/p>\r\n<\/li>\r\n
- \r\n
O elegir un plan Medicare Advantage que ya incluya cobertura para medicamentos<\/p>\r\n<\/li>\r\n<\/ul>\r\n","protected":false},"excerpt":{"rendered":"
\u00bfC\u00f3mo funciona cada parte de Medicare y qu\u00e9 cubre? Para entender mejor c\u00f3mo se organiza Medicare, es \u00fatil conocer el papel que cumple cada una de sus partes y c\u00f3mo pueden combinarse para darte una cobertura completa. Aqu\u00ed te explico c\u00f3mo se integran: Medicare Original (Partes A y B): cobertura b\u00e1sica del gobierno federal La […]<\/p>\n","protected":false},"author":1,"featured_media":370,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-359","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacion"],"yoast_head":"\n
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